Table of Contents
Introduction
If you’re considering a move to Las Cruces, New Mexico, understanding the Las Cruces cost of living is essential.
From housing prices and utilities to groceries, healthcare, and transportation, this guide will give you a comprehensive breakdown of the expenses you can expect when relocating to this charming Southwestern city.

Housing Costs in Las Cruces
Housing is one of the biggest factors affecting the Las Cruces cost of living, and it’s one of the most attractive aspects for new residents. Las Cruces offers a mix of affordable single-family homes, new construction, townhomes, and rural properties.
- Median Home Price: As of early 2025, the median home value in Las Cruces is around $285,000, reflecting a 1.8% increase over the past year. Renters can expect to pay an average of $1,347 per month, which is significantly lower than the national average of $2,005.
- Rent Prices: One-bedroom apartments typically range from $800 to $1,100/month, while two-bedroom units fall between $1,000 and $1,400/month.
- Property Taxes: New Mexico has some of the lowest property taxes in the country, averaging around 0.62% of a home’s value.
Affordable real estate combined with low taxes makes Las Cruces a top choice for retirees, young families, and remote workers seeking value.
Utilities and Monthly Bills
Utility expenses in Las Cruces are relatively low compared to many urban centers in the U.S., contributing positively to the overall Las Cruces cost of living.
- Electricity & Gas: Average monthly utility bills for a 1,500 sq. ft. is about $134 a month, depending on usage and season.
- Water & Trash Services: In Las Cruces, New Mexico, expect to pay around $13.25 to $15.25 per month for residential trash pickup, depending on container size. Additionally, average monthly water bills for residential customers can be around $27.55 to $33.55 for 10,000 gallons.
- Internet: High-speed internet packages typically start at $50/month and go up depending on speed and provider.
Solar energy is also becoming more popular in the region due to the ample sunshine, offering long-term savings for homeowners and reducing the Las Cruces cost of living.

Grocery and Food Expenses
Groceries in Las Cruces are slightly below the national average, making everyday living even more budget-friendly.
- Grocery Index: Approximately 95.6, compared to the U.S. average of 100.
- Common Item Costs:
- Milk (1 gallon): $4.47 – $455
- Bread (loaf): $3.80 – $3.81
- Eggs (dozen): $3.06 – $3.57
- Chicken (1 lb): $1.35 – $3.50
- Apples (1 lb): $1.70 – $1.98
For dining out, Las Cruces offers a variety of locally owned restaurants and Southwestern cuisine:
- Casual meal for one: $12–$18
- Three-course dinner for two: $45–$65
Farmers markets are plentiful, and local produce is both fresh and affordable.
Transportation Costs
Owning a vehicle is the most common mode of transport in Las Cruces.
Minimal traffic and short commutes help lower fuel costs and the Las Cruces cost of living.
- Gas Prices: As of 5/5/25 prices are around $2.43–$2.55/gallon.
- Car Insurance: Approximately $80–$120/month, depending on driving history and coverage.
- Public Transportation: RoadRUNNER Transit offers bus services with fares as low as $1 per ride or $2 for a day pass.
Las Cruces does not have the extensive public transit systems seen in larger metros, so a vehicle is generally necessary.

Healthcare and Medical Costs
Healthcare in Las Cruces is accessible and generally lower than the national average. The city has a mix of public clinics, private practices, and two major hospitals: Memorial Medical Center and MountainView Regional Medical Center.
- Healthcare Index: Around 88.0, compared to the U.S. average of 100.
- Typical costs:
- Doctor’s visit: $90–$150
- Dental check-up: $75–$136.08
- Prescription medications: Priced affordably, with many generic drugs available for under $15
Medicare is widely accepted, and many retirees find the medical community supportive and responsive.
Education and Schooling Costs
Las Cruces is home to New Mexico State University (NMSU), and families have access to public and charter schools at no cost.
- Public School System: Las Cruces Public Schools has a solid reputation, with programs in STEM and arts.
- Private School Tuition: Ranges from $5,000 to $10,000 annually, depending on the institution and grade level.
- College Tuition (NMSU In-State): Approx. $8,504 per year for the 2024–2025 academic year, with generous financial aid available.
The education system supports a diverse population, and lower tuition costs contribute to the overall affordability and reduce the Las Cruces cost of living.

Entertainment and Recreation Costs
Las Cruces offers a wealth of free and low-cost activities that make life here enjoyable without stretching your budget.
Outdoor Recreation
- Old Mesilla: A historic town square offering a glimpse into New Mexico’s past. Strolling through Old Mesilla is free, and visitors can enjoy local shops, galleries, and restaurants.
- Dripping Springs Natural Area: Managed by the Bureau of Land Management, this area offers scenic hiking trails. There is a $5 per vehicle day-use fee. Visitors can enjoy the trails, wildlife viewing, and historical sites.
- Organ Mountains: Part of the Organ Mountains-Desert Peaks National Monument, this area provides numerous hiking opportunities. Many trailheads are accessible without a fee, though some developed areas may charge a nominal fee.
Fitness Centers
Membership fees for fitness centers in Las Cruces vary:
- Planet Fitness: Offers memberships starting at $10 per month.
- Gold’s Gym: Monthly fees range from $30 to $60, depending on the membership type and amenities.
- Local Gyms and Studios: Various local establishments offer memberships typically ranging from $25 to $60 per month.
Cinema Tickets
Adult movie ticket prices in Las Cruces are approximately $11, though prices can vary based on the theater and time of day.
Museum Admission
Many local museums and cultural centers in Las Cruces offer free or donation-based entry:
- Las Cruces Museum of Art: Free admission.
- Museum of Nature & Science: Free admission.
- Branigan Cultural Center: Free admission.
These institutions provide educational exhibits and programs for all ages.
Income and Job Market
As of 2023, the median household income in Las Cruces is around $55,176, and although wages may be lower than in large metro areas, the cost of living compensates significantly.
- Unemployment Rate: As of March 2025, the unemployment rate in Las Cruces stands at 3.8%, which is lower than the long-term average of 6.14%
- Top Industries: Government, education, healthcare, construction, and aerospace.
- Remote Work Ready: With affordable housing and high-speed internet, Las Cruces is an ideal city for remote professionals.

Why People Choose Las Cruces
Las Cruces is increasingly popular among retirees, military families, remote workers, and those looking for an affordable, scenic lifestyle in the Southwest. The Las Cruces cost of living makes it possible to enjoy a high quality of life without the high price tag.
Whether you’re moving from California, Texas, or the East Coast, Las Cruces offers:
- Lower housing costs
- Less traffic
- Friendly communities
- Mild winters
- Endless sunshine
Conclusion
The Las Cruces cost of living is one of the most compelling reasons people are relocating to this vibrant New Mexico city.
Affordable housing, lower utility and healthcare costs, and plenty of recreational opportunities make Las Cruces an ideal place to call home.

Take the Next Step—Start House Hunting in Las Cruces
Now that you know the Las Cruces cost of living fits your lifestyle, let’s find a home that fits your budget. Browse local listings and start your move today!
Frequently Asked Questions
Is Las Cruces affordable to live in?
Yes. Compared to the national average, Las Cruces has significantly lower housing, utilities, and healthcare costs, making it highly affordable for individuals and families.
Is Las Cruces a good place to retire?
Absolutely. With low property taxes, quality medical care, and a relaxing lifestyle, it’s a top destination for retirees.
What salary do you need to live comfortably in Las Cruces?
A household income of around $50,000 to $60,000 allows most residents to live comfortably, especially if housing is owned rather than rented.
Does Las Cruces have high property taxes?
No. New Mexico property taxes are among the lowest in the U.S., and Las Cruces benefits from this, making homeownership more attainable.
Is it cheaper to live in Las Cruces than in El Paso or Albuquerque?
Generally, yes. Las Cruces tends to offer more affordable housing and fewer big-city expenses, especially for retirees or remote workers.